Personal Loan

Personal Loan Overview

Get instant access to funds for your personal needs without any collateral. Whether it's a wedding, medical emergency, home renovation, or any other urgent requirement, our personal loans offer quick approval and disbursal with minimal documentation.

Personal Loan

Flexible Financing for Your Needs

Life's unexpected moments shouldn't hold you back. Our personal loans provide the financial flexibility you need, with no collateral required and quick approval processes.

From emergency expenses to planned purchases, we're here to support your personal financial goals with competitive rates and hassle-free service.

Key Features

Loan up to ₹40 Lakhs

Get substantial funding to meet your financial requirements

No Collateral Required

Completely unsecured loan, no assets needed as security

Tenure up to 84 Months

Flexible repayment period up to 7 years for your convenience

Quick Disbursal

Fast approval process with funds credited in 24-48 hours

Minimal Documentation

Simple paperwork, hassle-free process

No Guarantor Required

Apply independently without needing a guarantor

Eligibility Criteria

Criteria Requirement
Age 21 to 60 years
Credit Score 650 or above (higher scores get better rates)
Monthly Income Minimum ₹15,000 per month
Employment Type Salaried, Self-Employed, or Business Owner
Work Experience Minimum 1 year in current organization
Nationality Indian Resident

Documents Required

  • Form 16 / ITR (Last 2 years)
  • Salary Slips (Last 3 months)
  • Bank Statements (Last 6 months)
  • Aadhaar Card
  • PAN Card
  • Passport Size Photographs
  • Address Proof (Voter ID / Utility Bill / Passport)
  • Employment Proof (Offer Letter / ID Card)

* Additional documents may be required based on your profile and loan amount

Fees & Charges

Particulars Details
Interest Rate Starting from 10.5% p.a. (Varies based on profile)
Processing Fee Up to 2% of loan amount + GST
Prepayment Charges Nil for floating rate loans after 6 months
Late Payment Charges 2% per month on overdue amount
Loan Cancellation Processing fee non-refundable

* Terms and conditions apply. Rates subject to change without prior notice.

Ready to Apply?

Get your personal loan approved in just a few minutes!

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